Business banking on your side.
Traditional banks see you as a number. Neobanks see you as a user. We see you as a founder — and we built everything, from AI cash-flow insights to real human support, to prove it.
Revenue up 12% vs last month!
Business Account
Olive Coffee Ltd.
CARD NUMBER
•••• •••• •••• 4291
VALID
12/27
Income
+€12.4k
Expenses
−€3.8k
Saved
€8.6k
Cash flow strong. You could expand inventory 15% before Q2.
Recent Transactions
Cafe Europa
Invoice+€2,340
Stripe
SaaS−€89
Online Order #847
E-commerce+€156
AWS
Ops−€234
Monthly Spend
Heart Share Score
94%
1,200+ businesses from 12 industries already on the waitlist.
From Helsinki to Lisbon — Europe's founders chose BankOlive before launch.
"I've been on three banking waitlists. BankOlive is the first that felt built for me."
Marta K.
Founder, Kova Studio 🇵🇱 Warsaw
"The AI told me I could expand inventory before Q2. Better advice than my accountant."
Tariq A.
CEO, Stackflow Labs 🇳🇱 Amsterdam
"Every other bank treated us like a risk. BankOlive treats us like a partner."
Engin B.
Co-Founder, Minted Connect 🇹🇷 Istanbul
Testimonials from waitlist members. Names used with permission.
“Most banks compete for your wallet. We compete for something more valuable — your trust, your loyalty, your heart share.”
— The BankOlive Promise
Your bank was built for the last century.
Your business deserves better.
Weeks to open an account
Traditional banks take forever. You need to move now.
Reports, not insights
PDFs tell you what happened. Not what's coming next.
Credit? Not for SMEs.
Loan rejections are the norm. We flip the script.
Four pillars. One account.
Your European business address — in minutes.
Open a fully licensed EU account with your own IBAN in under 10 minutes. Send in EUR, GBP, USD and 30+ currencies.
Available in 30+ countriesYour AI CFO, always on.
Auto-categorised transactions, cash flow forecasting, and plain-language insights. Your spreadsheets are now obsolete.
Powered by BankOlive AICredit decisions in hours, not months.
Working capital and credit lines based on your real business performance — not an algorithm built for corporations.
Decisions under 24 hoursEvery euro, under control.
Virtual and physical cards for your whole team. Set limits, approve expenses, track everything — in one tap.
Unlimited virtual cardsAI that works in the background, so you can focus on what matters.
We built AI into BankOlive's core — not bolted on as a chatbot.
How did I do this month?
Revenue up 12% vs last month 🌿
Top expense: SaaS subscriptions (€840).
Forecast: strong cash position through June.
We measure success differently.
Not just accounts opened. But trust earned, problems solved, businesses grown. That's what heart share means to us.
94%
Customer Heart Share Score
avg. across active users
4.9★
App Store rating
1,200+
Businesses on the waitlist
Heart Share Score is our internal measure of customer love, combining NPS, retention, and engagement. We publish it openly.
Your personal finances, rooted alongside your business.
Whether you're a freelancer in two roles, or a founder who wants one trusted home for all your money — BankOlive covers both. Personal IBAN, savings pockets, peer payments.
Join the waitlist for PersonalPersonal Account
IBAN: DE89 •••• 3456
Available Balance
€3,842.50
Savings Pockets
The olive branch has symbolised trust for 5,000 years. We intend to keep that record.
EU Licensed & Regulated
Licensed under EU banking law. Deposits protected.
Bank-grade Security
256-bit encryption, biometric auth, 3D Secure.
Built in Europe
GDPR compliant. Your data never leaves the EU.
Human Support
Real humans behind the chat. Always.
Join the banks that earn heart share.
1,200+ businesses already on the waitlist.
No spam. No commitment. Just a bank worth waiting for.